Products

IUA Policy Highlights

Weekly Policy
Rating Classification pre agreed
No Average
No Deductions for Savings in Business Overheads
Claims Paid Every 7 Days

Additional Benefits

Customers & Suppliers Premises 100% - Overseas cover availability
Public Utilities (No time deductible)
Prevention of Access
Loss of Main Attraction
Disease, Murder, Suicide
Lumped Extensions

Lumped Extensions

Flexibility in applying lumped extensions to get the business up and running - drive a positive claim outcome
Applied to After Loss Costs
Increased Costs of Working
Additional Costs of Working
Wages and Salaries not otherwise recoverable
Wages in Lieu of Notice
Expediting Expenses
Relocation Costs (both ways)
Plus more … refer to PDS for further details- please contact IUA on 1800 223 623 to obtain a copy.

IUA Safety Net

There is an availability to pay Wages and Salaries from the Lumped Extensions, dependent upon application of Rating Classification, therefore providing a 'safety net' for the insured... again policy is flexible in driving outcome

IUA Indemnity Periods

The IUA Policy offers flexibility of cover and a range of Indemnity Periods, from a 13 week minimum to a 104 week (2 year) maximum. IUA has significant experience on the right indemnity period for the type of business. IUA recognises that one size does not fit all.

Training

To understand the differences between the types of BI insurance available, IUA offers ANZIFF approved training. Register your interest in attending.

Get a quote

IUA have a pre-agreed rating classification making premium calculations and quote requests easier.

Get a quote - professional risks

Right now, for professional risks, we're offering $50,000 of free cover to encourage return to original premises after a claim.

Get a quote all other risks

So whether your clients are accountants, lawyers, consultants, retail, wholesale, hospitality, or manufacturing - we can provide Business Interruption cover.