Terms of Use

This domain name and website are owned and operated by Interruption Underwriting Agencies (IUA).

The Terms of Use (including the Privacy Statement) govern your access to and use of the information, text, graphics and materials on the website ("Content") and the computer storage, processing and use of your personal information.

IUA reserves the right to vary the Terms of Use at any time by publishing the varied provisions on this website.

1. Accuracy of Information
The Content is accurate at the time of its inclusion on the website. The Content itself is subject to change without notice. We will endeavour to update the website as soon as practical after making any changes.

2. Intellectual Property
The Content is owned or licensed by IUA, is the intellectual property of IUA or its licensors and is protected by copyright, trademark and common law. Nothing on this website grants, or shall be construed as granting, any license, sub-license or right to use any of the trademarks appearing on it.

Except where necessary for viewing the Content on your browser or as a permitted use under the Copyright Act 1968 (Cth) or other applicable law, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form or by any process, for any commercial purpose without the specific written consent of IUA.

You must not use the Content for any illegal or unlawful purpose.

3. Links to Other Sites
This website may contain links to other sites independently maintained by others. As IUA does not control these other sites, we cannot be responsible for the content or accuracy of the information or other material on any linked sites. The provision of a link to another website does not mean that IUA makes a recommendation or gives any endorsement or approval of any products or services displayed on those other sites.

4. Limitation of Liability
Subject to any responsibilities or liabilities implied by law and which cannot be excluded by law, neither IUA or any companies related to IUA nor any director, officer, employee, consultant or agent thereof accepts any responsibility or liability for any loss or damage arising in any way (including by reason of negligence) for errors in and omissions from the Content and does not accept any responsibility nor owe any duty of care to any person acting or refraining from acting as a result of information on the site.

5. Jurisdiction
Insurance is for Australian domiciled risks only.